Privacy Policy

Tucker Financial Group and Smarter Retirement Strategies (“we,” “our,” or “us”) are committed to protecting your privacy and safeguarding the personal information you provide to us. This Privacy Policy explains how we collect, use, protect, and disclose information obtained through our websites, services, communications, and client relationships.

By using our websites or providing your information to us, you consent to the practices described in this Privacy Policy.

Information We Collect

We may collect personal and non-personal information from you in a variety of ways, including when you:

• Visit our website
• Complete forms or surveys
• Schedule consultations
• Subscribe to newsletters or updates
• Request information about financial or retirement planning services
• Communicate with us by phone, email, text message, or online forms

The information we may collect includes:

Personal Information

• Name
• Email address
• Phone number
• Mailing address
• Date of birth
• Financial information
• Retirement planning information
• Investment objectives
• Other information relevant to providing financial services

Technical Information

When you visit our website, we may automatically collect:

• IP address
• Browser type
• Device information
• Pages visited
• Time spent on the website
• Cookies and analytics data

How We Use Your Information

We use your information to:

• Provide financial and retirement planning services
• Respond to inquiries and requests
• Communicate with you regarding appointments, services, and updates
• Improve our website and client experience
• Maintain regulatory compliance
• Protect against fraud or unauthorized activity
• Send educational materials, newsletters, or marketing communications (where permitted by law)

You may opt out of marketing communications at any time.

No Sale of Personal Information

We do not sell, rent, trade, or share your personal information with third parties for their independent marketing purposes.

Your information is used solely for business purposes related to serving your financial and retirement planning needs and as otherwise permitted or required by law.

Sharing of Information

We may share information only in the following limited circumstances:

• With service providers or vendors who assist us in operating our business and who are obligated to keep information confidential
• With regulatory agencies or legal authorities when required by law
• To protect our legal rights, prevent fraud, or ensure security
• In connection with a business transfer, merger, or acquisition

We require third parties who handle personal information on our behalf to maintain appropriate safeguards and confidentiality protections.

Cookies and Website Analytics

Our website may use cookies, tracking pixels, and analytics tools to improve user experience and analyze website performance.

Cookies are small files stored on your device that help us recognize returning visitors and understand website usage patterns.

You can modify your browser settings to decline cookies; however, some website features may not function properly.

Data Security

We maintain physical, electronic, and administrative safeguards designed to protect your personal information from unauthorized access, disclosure, misuse, or loss.

While we strive to use commercially reasonable security measures, no method of transmission over the internet or electronic storage is completely secure.

Email and Text Communications

If you provide your email address or phone number, you may receive communications related to our services, educational content, appointment reminders, or updates.

Message and data rates may apply for text messaging.

You may opt out at any time by:

• Clicking “unsubscribe” in emails
• Replying “STOP” to text messages
• Contacting us directly

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices, security, or content of external websites. We encourage users to review the privacy policies of those sites independently.

Children’s Privacy

Our services and website are not intended for individuals under the age of 13. We do not knowingly collect personal information from children.

Your Rights and Choices

Depending on your state of residence and applicable laws, you may have rights regarding your personal information, including the right to:

• Access personal information we maintain about you
• Request corrections to inaccurate information
• Request deletion of certain personal information
• Opt out of marketing communications

Retention of Information

We retain personal information for as long as necessary to fulfill business purposes, comply with legal and regulatory obligations, resolve disputes, and enforce agreements

Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. Changes will become effective upon posting to this page with an updated effective date.

We encourage users to review this Privacy Policy periodically.

Contact Information

If you have questions regarding this Privacy Policy or our privacy practices, please contact:

California Privacy Notice (If Applicable)

California residents may have additional rights under the California Consumer Privacy Act (CCPA), including the right to request disclosure of collected personal information and the right to request deletion of personal data, subject to legal exceptions.

We do not sell personal information as defined under California law.

To submit a privacy-related request, please contact us directly.

SMS Consent Disclaimer

By providing your mobile phone number through our website or forms, you consent to receive informational and marketing text messages from Tucker Financial Group and Smarter Retirement Strategies. Consent is not a condition of purchase.

Message frequency may vary. Message and data rates may apply. Reply STOP to opt out or HELP for assistance.

We do not share or sell SMS opt-in data or consent information to third parties for marketing purposes.